Does Remapping Affect My Insurance? What You Need To Know | PA Remaps
Does Remapping Affect My Insurance? What You Need To Know | PA Remaps
Does Remapping Affect My Insurance?
One of the first questions customers ask is:
"If I get my car or van remapped, will it mess up my insurance?"
Here is the honest, simple answer to keep you legal and covered.
The Short Answer
YES, you must tell your insurance company.
Legally, a remap is classed as a modification. Even though it is software and not a physical part, you are changing the engine specifications from factory.
If you don't tell them:
- Your insurance could be void
- They might refuse to pay out if you have an accident
- You could be charged with driving without insurance
Will It Cost More?
This is the worry for most people, but it is usually much cheaper than you think!
- Most insurers will add between £20 and £80 extra per year.
- Some specialist insurers add nothing at all.
- Compare that to the price of the remap (£200) and the fuel savings you make, it is definitely worth it.
Tip: If you have a van used for business, many insurers don't charge extra or charge very little because they know it improves efficiency.
How To Do It The Right Way
1. Check First: Before you book, give them a call and ask: "How much extra to insure a remapped vehicle?"
2. Get It Done: Book your remap with us.
3. Tell Them: After the work is done, call your insurer and tell them you have had an ECU tune/remap installed.
4. Update Documents: They will update your policy and send you a new certificate.
Frequently Asked Questions
Q: Will my insurance company refuse to insure me?
A: Almost never. Most mainstream insurers are very used to insuring remapped cars and vans now.
Q: Do I need to tell them if it's a Stage 1 map?
A: Yes. Any change to the software counts as a modification regardless of how mild it is.
Q: Can you put it back to standard if I sell?
A: YES! We save your original file. If you sell the car or want to go back to standard, we can flash it back to factory settings anytime.
Summary
Be honest, declare it, and you have nothing to worry about.
The small extra cost per year is nothing compared to the extra driving fun, power and fuel savings you get.
At PA Remaps, we carry out all work professionally and safely. We can even provide you with details of what has been done to show your insurer if needed.
Get A Quote
Ready to go ahead? Call Richard today to book your slot.
07545 895853
www.parkerautomotiveremaps.co.uk